In a very short time, artificial intelligence has emerged from research labs into our everyday lives. From automating complex analytics to powering new forms of customer interaction, AI has already changed the way we do business. But the most amazing thing about this technology is that we’ve only scratched the surface of its potential.

What will truly usher in the AI era is a new class of tech talent. No matter how sophisticated the algorithms become, there will always be a need for uniquely human skills to make the most of AI. No matter how advanced, technology is simply a tool. Without human creativity, critical thinking, and ethical reasoning, it amounts to nothing more than ones and zeroes.

Per Scholas has spent the last three decades preparing the next generation of talent to unlock technology’s potential. By providing no-cost tech training to aspiring professionals from underrepresented communities, we have helped businesses navigate the industry’s biggest shifts— from IT support and cybersecurity to cloud computing and, now, AI. Here’s a look at how we’re powering the future of tech talent at this critical moment.

Adapting to AI: 30 Years of Agility

Over the past 30 years, our mission at Per Scholas has remained the same: to create equitable access to high-growth tech careers by providing rigorous, no-cost tech training. We believe that talent is everywhere, but opportunity is not. Our model is designed to bridge that gap by connecting skilled tech talent from often-overlooked communities with leading employers.

To keep up with our mission over the decades, we’ve had to adapt to the rapid changes in the tech industry. We navigated the dot-com bubble, the rise of cloud computing, and the cybersecurity arms race. None of these changes was easy to manage, but successfully riding these waves only made us more agile.

Each time, we retooled and reskilled our curriculum to meet the needs of the business market. It’s this commitment to continuous evolution that has prepared us for the next great transformation —the move into the AI era.

Building AI Fluency Into Every Course

To prepare our learners for the modern workforce, AI fluency has become a core component of the Per Scholas curriculum. Every learner, regardless of their specific track, now begins their no-cost tech training with foundational instruction in generative AI tools such as ChatGPT and GitHub Copilot.

However, this new curriculum goes way beyond writing simple prompts for an AI chatbot. With modules covering essential topics such as how AI systems actually work, learners build fluency with the technology. They understand what AI can do and its current limitations. 

At Per Scholas, we place a heavy emphasis on the ethical use of AI, training our learners to recognize and mitigate potential bias. We also teach our learners how to critically evaluate AI-generated outputs rather than accepting them at face value.

Integrating AI Into Learning Tracks

The foundational AI knowledge our learners gain is then woven directly into our training tracks. This way, our emerging tech talent learns to integrate AI into real-world scenarios properly.

• Cybersecurity: Learners explore how to use AI-driven tools for advanced, real-time threat detection and response, identifying patterns that a human analyst might miss.

• Software engineering: Aspiring developers use AI assistants to write, test, and debug code more efficiently, learning how to partner with the technology to build better applications, faster.
• Data engineering: By leveraging AI, learners unlock the power of predictive analytics and gain deeper insights from complex machine learning models.

By integrating the technology across all of our courses, every Per Scholas alumnus enters the workforce job-ready and future-proof.

Launching AI-Focused Courses and Tools

Beyond making AI fluency a core competency in every Per Scholas course, we have also launched specialized tracks focused on the technology. This suite of courses is geared toward AI-centric careers, including:

• AI Prompt Engineering
• Azure AI Fundamentals
• AI Cloud Practitioner (currently in development)

Of course, we’re also using AI to support learners through our training. The custom-developed Per Scholas AI-powered tools enhance the learner’s journey by providing personalized, real-time assistance. These tools include:

• Azari AI: Our custom chatbot provides learners with real-time help with their coursework and interview practice, available around the clock.
• ResumeBoost: This innovative tool helps learners generate job-ready, professional resumes in minutes, a process that used to take hours.
• AdeptID: We leverage AI to match learners with job postings for their best-fit career paths, analyzing their skills and aptitudes to guide them toward the roles where they are most likely to thrive.

The real-world impact of these tools is undeniable. We have cut resume preparation time from 6 hours down to just 45 minutes and have reduced our learners’ time-to-job-attainment by up to 20%. More importantly, the Per Scholas suite of AI tools has dramatically increased learner confidence and readiness.

Lessons Learned: Humans + AI Outperform

One of the biggest lessons we have learned at Per Scholas over the last 30 years is that technology doesn’t replace people; it enhances them. Although AI can seem human-like, it does nothing to change this principle. Our years of experience only reinforce the fact that the true value of AI is unlocked by skilled tech talent.

We hear the same from our employer partners. Companies aren’t looking for talent that can simply operate an AI-powered tool. Instead, they need tech talent that knows how to use AI critically: those who can ask the right questions, interpret the outputs, spot the flaws, and integrate the technology into a broader business strategy.

This is why the Per Scholas model — which has always blended technical competency with essential human abilities — is more valuable than ever. Our no-cost tech training is built on these foundational skills:

• Critical thinking and a learning mindset.
• Collaboration among various tech teams.
• The adaptability to pivot as technology evolves.
• Communication and the ability to translate complex concepts to non-technical stakeholders.

As AI continues to advance, so will the Per Scholas curriculum, so that our alumni are always prepared for the next wave of innovation.

The Future of Tech Careers: Opportunities Ahead

One of our primary responsibilities at Per Scholas is to ensure our learners become the tech talent that our employer partners will need next. We’re constantly studying the news and industry developments to ensure the skills our learners gain are relevant to the opportunities available to them. Here’s a look at some of the trends we see now that will shape the future of tech careers:

AI-Driven Roles Are Emerging Now

The World Economic Forum predicts that AI will disrupt nine million jobs in the near future. However, the technology will also create an astounding 11 million jobs, a net positive of 2 million jobs that will need to be filled by 2030.

We are already seeing strong demand for entirely new positions, such as AI prompt engineer, AI-native developer, and AIOps specialist.

Data and Cloud Careers Are Expanding

AI runs on a steady stream of data, and data today lives in the cloud. The boom in AI has supercharged the demand for data and cloud professionals. 

In response, we’ve expanded our no-cost tech training offerings to include tracks such as Data Engineering and Power BI, as well as more foundational courses like Cloud Practitioner.

Cybersecurity and Infrastructure Remain Essential

As technology becomes more complex, securing its data becomes more challenging. That’s why we have transformed our courses for traditional IT roles. 

For example, learners in Data Center Technician courses now use AI for predictive maintenance to prevent outages before they happen. In addition, our future Cybersecurity Analysts leverage AI for real-time threat detection,

Tech-Adjacent Roles Are Rising, Too

The AI revolution is impacting more than the highly technical roles. We are seeing tremendous growth in tech-adjacent positions that blend business acumen with AI fluency. 

Positions in Salesforce Administration, ServiceNow, and HR Tech are booming, as these roles require professionals who understand how to use the latest technology to solve business problems.

The Future Is Human + AI Collaboration

The future of work isn’t AI versus humans: it’s humans empowered by AI. Going forward, this will be the new model of productivity, innovation, and career growth. Per Scholas is playing a big role in shaping this future. Our commitment is twofold:

1. To make AI-driven careers accessible to tech talent from every community.
2. To keep our no-cost tech training relevant by evolving our curriculum at the speed of technology.

As we head into the AI era, our mission at Per Scholas is clearer than ever. Whether you’re an aspiring learner who wants to explore our no-cost tech training courses or an employer who would like to partner with Per Scholas to hire skilled, AI-fluent tech talent, visit the Per Scholas website today.

How Per Scholas Became 70% More Efficient in Matching Talent to Opportunities with Help from AdeptID

Executive Summary

Per Scholas, a national organization providing no-cost technology training to underrepresented individuals, partnered with AdeptID to enhance job attainment support for learners. Previously, Per Scholas staff manually reviewed thousands of alumni resumes for each employer job posting for capability, a process that took nearly a week per position. By implementing AI-powered talent matching, Per Scholas reduced resume submission time to under two days, boosting efficiency and increasing staff confidence, with 90% of team members trusting the AI’s recommendations. The solution also benefited Per Scholas learners directly; 75% of learners reported better resume presentation skills, and 71% felt more confident articulating their capabilities to employers.

The Challenge: Manual Processes in a Fast-Moving Industry

Per Scholas’s Tech Talent Solutions (TTS) team works to connect newly skilled graduates with employer partners hiring for related roles. As Per Scholas expanded, a bottleneck emerged. TTS team members spent dozens of hours each week manually reviewing thousands of alumni resumes for each job opening. 

This created a significant opportunity cost, as time spent reviewing resumes kept staff from building employer relationships and supporting alumni with job readiness.

“We were doing incredible work connecting our Per Scholas technologists with opportunities, but the manual nature of our matching process was limiting our ability to scale our impact,” explains Tamara Johnson, Chief Operating Officer at Per Scholas. “In tech hiring, positions are filling more quickly than ever. Every day spent on manual resume review could mean a missed opportunity for both our alumni and employer partners. With AdeptID, we’re not only able to connect job seekers to opportunities faster than ever, but we can also identify Per Scholas alumni who are the best fit for a particular job based on the specific skill set gained from their prior years of employment, as well as their Per Scholas training.”

The Solution: AI-Powered Talent Matching

Per Scholas partnered with AdeptID to integrate their talent-matching AI into the tools used by TTS staff, allowing automatic evaluation of graduate fit for job opportunities. When TTS team members receive a new job opening, they instantly receive a ranked list of graduates who would be a fit for the role, along with insights about relevant skills and potential growth areas.

Unlike traditional keyword-matching systems, this solution analyzes each learner’s unique profile, including work history, education, and training achievements, to holistically understand a graduate’s skills and potential. This is particularly important for the adult learners that Per Scholas trains, where the average age is 33. Per Scholas learners often bring years of previous work history where skills have been developed and are transferable to the job openings received by the TTS team.

“What makes this system special is its ability to understand the full spectrum of an individual’s capabilities,” notes Dan Restuccia, Head of Product at AdeptID. “It doesn’t just look at what someone has done before, it recognizes the new skills they’ve developed through Per Scholas training and their potential to grow into a role.”

The Results: Efficiency, Confidence, and Better Outcomes

Within weeks of implementation, Per Scholas witnessed dramatic improvements:

• Matching time reduced from a week to less than two days
• 90% of staff reported trust in the AI’s ability to identify strong matches
• 75% of learners reported better resume presentation skills
• 71% of learners indicated increased confidence in articulating capabilities

The benefits extended beyond the TTS team. Per Scholas Professional Development coaches, who work directly with learners to prepare them for employment, gained valuable insights into how each individual’s skills align with market demands. 

“From a Professional Development perspective, AdeptID strengthens both the advising process and learner confidence by making career pathways visible early in training, linking skills gained to real job opportunities, and identifying growth areas in a constructive way,” says Brandy Jones, Vice President, Professional Development & Career Services. “Instead of waiting until graduation, learners see data-backed matches to real roles, which validates their progress and motivates them to stay engaged. Coaches can use these insights during resume reviews, mock interviews, and goal-setting sessions, helping learners practice for actual job openings and build confidence in their readiness. By embedding career exploration throughout training, AdeptID reduces last-minute job search pressure and empowers learners to graduate with a clear, practiced, and confident career trajectory.”

Looking Forward: Scaling Success

Per Scholas has implemented AdeptID’s matching within various learning paths across the organization, with the partnership continuing to evolve based on user feedback and emerging needs.

“This partnership exemplifies what’s possible when mission-driven organizations leverage technology to amplify their impact,” says Johnson. “We’re not just matching people to jobs more efficiently, we’re creating a more transparent, accessible pathway to economic mobility while providing our employer partners with the tech talent they need to thrive.”

As the job market grows more volatile and unpredictable, connecting the right candidates with the right employers becomes increasingly challenging. Per Scholas’ use of AI solutions to create meaningful matches for alumni and partners is demonstrating how intentional implementation of AI solutions leads to mutually beneficial outcomes for each side of the interview table.

There are many reasons why so many chase a four-year degree, including the perception that without one, you won’t land a good-paying job. While many companies still value these degrees, they are not always a prerequisite for employment.

In fact, there are many high-paying career paths that don’t require a degree.

So, whether you want to work toward a high-demand career as your first major job opportunity or are eager to switch fields to one of the top-paying careers without a degree, with the right training and commitment, programs like Per Scholas can equip you with the skills to succeed.

Why Many High-Paying Jobs Don’t Require a Degree

For years, many were led to believe that without a traditional diploma and years of secondary education, they would not have the option to pursue high-paying jobs. Well, while those with degrees can certainly pursue opportunities, their degrees are not the only golden ticket.

In recent years, there has been considerable discussion about the value of hands-on experience, certifications, and practical skills. Data shows that in 2019, nearly three-quarters of employers used the GPA as a means to filter candidates. By 2023, that dropped to 37%.

Skills-based hiring is becoming increasingly common, opening up new career opportunities for those seeking high-paying jobs they love. Many are taking a hybrid approach, prioritizing learning opportunities through bootcamps, apprenticeships, and even free programs that make high-paying roles more accessible.

Pros of Experiential Learning, Practical Skills, & Certifications

The benefits of experiential learning in terms of career development and success are no longer speculation. Many individuals who have taken a similar route are now in top-paying careers without a degree, making money that was once thought to be reserved for those with a four-year degree.

One of the primary motivations for incorporating more hands-on learning and skill-building opportunities is based on the concept of self-efficacy, which is experience-based and serves as a foundation for success.

These individuals tend to offer enhanced productivity, better adaptation to a real-world work environment, and strong problem-solving skills. When combined with theoretical knowledge and practical applications, these candidates can benefit from the following.

• Faster entry into the workforce
• Lower or no learner debt
• High earning potential in specialized fields
• Clear paths to advancement with continued learning and certifications

High-Paying Tech Careers Without a Degree

Today, many high-paying tech careers are attainable, most of which do not require a four-year degree.

But why?

These roles tend to prioritize demonstrated skills, a strong portfolio, and relevant certification. Some are leveraging online courses or structured boot camps, while others are seeking unique training opportunities and taking the initiative through self-study.

Here are some lucrative tech roles you can enter with targeted training and certifications rather than a bachelor’s degree:

IT Support Specialist

• Median annual salary: $60,340 (with some making over $98,000)
• Estimated job growth: Although the projected decline for computer support specialists is 3%, an average of 50,500 openings is expected each year over the decade

Within this role, specialists provide technical assistance and troubleshoot computer issues. Many begin with a high school diploma and seek relevant information technology (IT) certifications. Today, most organizations are prioritizing hands-on experience, technical skills, and certifications, such as CompTIA A+.

Consider enrolling in IT expert training to boost your skills.

Data Analyst

• Median annual salary: $84,569 (with some making over $138,000)
• Estimated job growth: 21% from 2024 to 2034 (may depend on the specialization of the data analyst role

Data analysts collect, process, and analyze data to guide business decisions. While it was once the norm to seek out those with a bachelor’s degree, many employers are now focusing on relevant experience, data analytics certificates, and apprenticeships. While you complete professional certificates and develop your skills, you can also benefit from networking with others in the field.

Explore data analyst courses to get started.

Cybersecurity Specialist

• Median annual salary: $106,883 (with some making over $172,000)
• Estimated job growth: 29% from 2024 to 2034 (may depend on the specialization of the cybersecurity role)

Conduct risk analyses, install and maintain security tools, and develop preventive strategies to protect systems and networks from cyber threats. Again, many organizations hire candidates based on their experience and certifications, such as CompTIA Security+, as well as those willing to complete boot camps and other programs to fill skill gaps.

Learn through cybersecurity specialist training.

Ethical Hacker

• Median annual salary: $107,000 (with some making over $190,000)
• Estimated job growth: Up to 28% by 2026

As cybersecurity professionals, these individuals identify and fix security vulnerabilities before attackers exploit them. This specialized role is part of a larger strategy to strengthen an organization’s security posture. From security audits to penetration testing, this multi-step process helps address the surge in cybersecurity threats, which is why it’s a high-demand, high-paying role.

Consider ethical hacking programs for this high-demand path.

How to Get Started in a High-Paying Career Without a Degree

Interested in kickstarting a high-paying career without the process of completing a traditional degree?

Breaking into a field that you’re passionate about will involve:

• Focused training
• Portfolio-building
• Strategic networking

There is work involved — it just differs from a four-year degree. For many, completing short-term programs and certifications prepares them to start their careers and earn lucrative base pay from day one. Remember:

• Start accumulating certifications and real-world experience to accelerate your hiring process
  • The same applies when aiming to advance within that career
• Stay informed about industry trends and the latest certification opportunities
• Keep your eyes open for available resources, focusing on the industry in which you want to build your career
  • e.g., For a career in IT, read How to Start Your IT Career: A 7 Step Guide
  • Explore Per Scholas training programs for industry-recognized skills and certifications
• Discover the importance of upskilling in maintaining competitiveness

Taking the First Step Toward a High-Paying Career

Don’t get stuck in a mindset that discourages you from seeking a high-growth, high-paying job. There are many jobs accessible without a degree when you focus on in-demand skills and continuous learning. Seize the opportunities presented and continually set new goals.

Choose a path aligned with your strengths — start with Per Scholas training programs to quickly gain job-ready skills.

Learn more about unlocking your potential. Also, enjoy these Per Scholas blogs:

• 30 Years of Tech Innovation, 30 Years of Impact: How Per Scholas and the Industry Transformed Together
• Smart Money Moves: Advice from a CFO for Career Changers
• Guided by Vision: The Leaders Empowering Tech’s Next Generation

They say being a mom is the best job in the world. However, this role doesn’t come with a paycheck and won’t pay the bills! Imagine earning an income on the side while still being there for every school drop-off and bedtime story.

Now, more than ever, there’s an increasing number of flexible and high-paying roles for stay-at-home moms. By choosing the right one, you can earn cash while still managing childcare, home, and other responsibilities.

Learn more about jobs for stay-at-home moms below, where to find the best opportunities, and how Per Scholas can help you gain the skills you need:

Why Flexible & High-Paying Jobs are Ideal for Stay-at-Home Moms

Flexible jobs — where you get a say in when, how, and where you work — are a total game-changer for a stay-at-home mom. These positions enable you to earn an income without compromising any aspect of your family life. You can set your own schedule, grow at your own pace, and use the skills you’ve already developed, either in a previous job or as a mother. Many of these mom-friendly jobs offer high salaries, allowing you to significantly increase your household income.

Remote jobs are the ultimate flexible jobs. They can provide stability and competitive pay without you missing those all-important family moments, whether that’s your child’s first day of school or first PTA meeting. In September 2024, 27% of working mothers were working from home.

Key Benefits

Advantages of flexible, high-paying jobs include:

• A quick entry or re-entry point into the workplace
• Career paths that offer professional growth, especially if you continue to learn and earn certifications
• Access to national and international job opportunities
• Long-term financial independence
• Better work-life balance
• Much more control over your schedule, resulting in higher job satisfaction
• And more

Best Flexible & High-Paying Jobs

Some of the most flexible and high-paying roles are in the IT sector, which is currently experiencing a skills shortage. That means there’s currently a surplus of jobs in this field that you can do while being a stay-at-home mom, opening up the door for a brand-new career.

To get one of these roles, you first need to unlock your potential. Per Scholas can help.

For 30 years, we’ve been creating opportunities through no-cost technical training and employer connections, preparing our learners for the ever-growing needs of the IT and tech sectors. By gaining the right industry-recognized skills, you can get a job that not only pays well, but also gives you the flexibility to balance work and family life just how you like.

Per Scholas offers industry-recognized courses in a wide range of IT areas, including data analysis, cybersecurity, and cloud computing. These provide moms like you with the skills that employers value, increasing your chances of a rewarding and lucrative career.

Here are some pathways for a stay-at-home mom to make money:

IT Support & Systems

If you enjoy solving problems and helping people overcome technological challenges, a career in IT support and systems training might be a good fit. You’ll assist users with software, hardware, networks, and other IT infrastructure, ensuring that their technology functions as intended. The great thing about working in IT support and systems is that you can do it from almost anywhere, giving you the flexibility you need as a full-time mom.

Per Scholas offers various courses that can help you pursue this career path, including:

• CompTIA A+ (Computing Technology Industry Association)
• Google IT Support Professional Certificate

Both allow you to develop foundational skills in IT systems, enabling you to troubleshoot issues and assist end users. After completing one of these courses, you might want to specialize in entry-level IT support or get a remote help desk role.

Cybersecurity

The internet can be a dangerous place, and companies need skilled professionals to keep their systems and data safe from hackers and other bad actors. Becoming a cybersecurity specialist means you can protect these organizations from the latest threats while earning a good salary.

Cybersecurity skills have never been in so much demand, and there’s a good chance you can find a flexible or remote position that suits your lifestyle and schedule. For instance, you could work as a cybersecurity analyst on a part-time basis from home.

To embark on a career in cybersecurity, consider a course such as CompTIA Security+ or CompTIA CySA+, which are both available through Per Scholas.

Cloud Computing

Cloud computing skills are also in high demand among employers, so you might want to pursue a career in this field. By earning a certification like AWS (Amazon Web Services) Certified Cloud Practitioner, available through Per Scholas, you can learn to manage and deploy cloud-based solutions and support the people who use this technology.

Working in cloud computing offers the opportunity to build a new career while still caring for your family. Numerous at-home jobs, such as cloud security analysts and engineers, offer flexible hours based on your schedule.

Data Analytics

Do you enjoy collecting, analyzing, and interpreting different types of data? If so, a role in data analytics might be what you’re looking for. This job is perfect for stay-at-home moms because it often offers remote work and flexible hours. That means you can help businesses make better data-driven decisions all from the comfort of your home.

There are various data engineering programs that can help you gain the skills needed for a data analytics job, such as Per Scholas’ course. You’ll learn how to extract valuable insights from data, a skill that can potentially lead to a high-paying and satisfying career. Alternatively, you may want to pursue a certification like Splunk Core Certified Power User, which provides the expertise necessary for more advanced data analysis roles.

Software Engineering

Software engineering is a branch of computer science that involves creating and maintaining apps and systems to meet user needs. If that sounds like something you’d love to do, consider enrolling in a software engineering training course at Per Scholas. You’ll learn about:

• Data structures and algorithms
• Frontend and backend frameworks
• And more

After completing this course, you’ll increase your chances of landing a dream role in the world of software engineering, which is known for its high salaries and job satisfaction. Many employers in this sub-sector allow work-from-home.

These are just some part-time jobs for mothers at home, and there are plenty of flexible and remote roles available right now. By earning a certification from Per Scholas, you can prepare yourself for a new chapter in your career. Plus, with continuous upskilling, you may be able to get even higher-paying roles.

Skills & Tools to Succeed in Flexible Jobs for Stay-at-Home Moms

To increase your chances of landing and retaining a flexible or remote role, you’ll want to expand your skill set and become comfortable with various tools. The good news is that you don’t need an expensive degree to get started. You can become more attractive to employers through self-study or online courses, such as those offered by Per Scholas.

Here are some of the most valuable skills and tools to focus on:

Time Management & Self-Discipline

• Create a schedule: Setting a daily or weekly schedule helps you prioritize tasks and balance work responsibilities with family life
• Minimize distractions: You can become more productive by turning off your phone’s notifications, avoiding social media, and removing other distractions that zap up your precious time

Proficiency in Communication Tools

• Video conferencing tools: It’s a good idea to familiarize yourself with Zoom, Microsoft Teams, and other platforms, as many employers use these tools for interviews and meetings
• Communication tools: Learn how to utilize Slack, Discord, and other messaging platforms to stay connected with your colleagues and maintain a clear workflow

Knowledge of Productivity Suites

• Microsoft Office: Knowing how to use the Microsoft Office suite is a great skill, as it allows you to create documents and spreadsheets
• Google Workspace: Learning Google Workspace is valuable for many jobs. It allows you to collaborate on documents in real time

Familiarity With Project Management Tools

• Trello: You can use Trello to organize different tasks and manage projects in one place — essential skills for a flexible or remote role
• Asana: This is another project management tool that you may want to learn. Doing so can help you manage tasks and stay ahead of important deadlines

Commitment to Continuous Learning

• Take online courses: Platforms like Coursera and Udemy can enhance your skill set and make you more competitive. It also demonstrates your commitment to continuous learning, which many employers value
• Per Scholas courses: We offer courses that can help you grow your career
  • For example, our cybersecurity specialist training and ethical hacking programs provide hands-on experience, preparing you for high-demand tech roles

Where to Find Legitimate High-Paying Jobs for Stay-at-Home Moms

Here are some trustworthy websites that post remote and other flexible jobs that you can do as a stay-at-home mom. Applying for roles through these websites can reduce the risk of job scams.

• HireBasis: This platform lists remote job opportunities across various industries, including IT. You can filter roles based on your location, experience, availability, and other factors
• The Mom Project: The Mom Project is a nonprofit job platform that helps women stay active in the workforce. You’ll need to register for an account before you can find jobs. However, once you’ve completed your profile, you can find various flexible roles based on your skills and expertise
• Hire My Mom: This job board contains legitimate job listings for a wide range of roles, including IT, administration, and customer support
• Upwork: One of the world’s leading freelancing websites, Upwork, is a place where remote workers connect with employers, potentially leading to high-paying opportunities. You’ll find various projects advertised, giving you the chance to find work that suits your lifestyle and schedule

Avoiding Work-from-Home Scams

Unfortunately, high-paying jobs for stay-at-home moms aren’t always the real deal. You can identify and avoid fake job listings by researching companies, using trusted job websites, and taking other proactive steps.

• Be Wary of Upfront Payments: A real employer would never ask you for money to process a job application or provide training. If this happens, the role is probably a scam, and you should report it to the website where you found the job
• Research the Company: Always verify a company before applying for a role. You can do this by checking the company’s official website and confirming their contact details. You can also read reviews about the organization on websites like Glassdoor. A little research can prevent you from becoming the victim of a scam
• Avoid Vague or ‘Too Good to Be True’ Job Descriptions: Job listings should include clear role descriptions and a realistic salary range based on the type of position and industry standards. If a job sounds vague or too good to be true, it could be a scam
• Use Trusted Platforms for Mom-Friendly Jobs: Legitimate job websites and professional networks screen companies before posting job listings, reducing the risk of scams. These websites include LinkedIn, Indeed, Glassdoor, and ZipRecruiter. Other websites, like The Work-at-Home Moms’ Club, teach you how to make money as a stay-at-home mom

Taking the First Step Toward a Flexible Career

Pursuing a flexible, high-paying job as a stay-at-home mom helps you earn a steady income while balancing the responsibilities of day-to-day family life. If this is something you’re interested in, consider entering the IT sector, which currently offers numerous opportunities due to a skills shortage.

For a more fulfilling career, choose an IT role that aligns with your skills, interests, and home schedule. For example, you might want to work as a part-time remote data analyst, which lets you leverage your analytical skills while still being present for your family.

Wherever you want to go in your career, Per Scholas’ training programs can help. You’ll be able to gain the technical skills, experience, and certifications required for high-paying and flexible jobs for stay-at-home moms without the expensive price tag.

Contact our admissions team now to learn more.

During the last 30 years, we’ve seen technology develop into an unstoppable force that influences how we live, work, and communicate.

In 1995, dial-up internet and floppy disks were gaining popularity, while mobile phones were in their infancy. Fast forward to today, and we manage nearly every aspect of our lives on mobile devices, while cloud computing and AI have become ubiquitous.

Per Scholas has also experienced a remarkable journey in the last three decades, evolving alongside the technology it champions to create a more inclusive and representative industry.

Here are some of the events and people that have shaped the history of technology from 1995 to 2025.

1. 2000 – Dot-Com Bubble Bursts, But Tech Doesn’t Die

In 1995, just 0.7% of the global population used the internet. In 2025, that number stands at 68%. However, that journey hasn’t always been smooth, with the dot-com boom and subsequent bust being a prime example.

In the late 1990s, investment in internet startups created a frenzy on the stock markets, but this was short-lived, with billions of dollars in market value wiped out in the year 2000.

The dot-com crash exposed inequalities in who exactly benefited in the technology economy, with entrepreneurs and investors walking away with vast fortunes at the expense of those with little market knowledge. However, the event also opened the door for people to rethink how technology is built and by whom.

Recognizing skills gaps in technology, Per Scholas doubled down on workforce training in 2020, providing skills and knowledge that help learners thrive in the modern world.

2. 2011 – Kimberly Bryant Founds Black Girls CODE

While Black people make up 13% of the U.S. population, they represent just 7% of the computing workforce.

After her daughter expressed an interest in computer programming, Kimberly Bryant started Black Girls Code in 2011, a nonprofit that empowers girls of color through coding education and technological engagement.

Per Scholas also creates access for those traditionally left out of tech. We offer no-cost training, certifications, and job attainment assistance, empowering individuals from all backgrounds to pursue their dreams.  

3. 2018 – Timnit Gebru Co-Authors Groundbreaking Work on AI Bias

In 2018, Timnit Gebru, a leader in AI ethics research, co-authored a paper that showed facial recognition is less reliable when identifying some individuals, which could lead to discrimination.

Also around this time, Per Scholas led efforts to prepare learners for AI and its potential downsides. We started training AI learners to lead, not just follow — a philosophy that also extends into other technologies, such as the cloud and cybersecurity.

4. 2020 – The Pandemic Forces the World Online

During the COVID-19 pandemic, a digital divide between those with reliable internet access and technology skills and those without became remarkably apparent.

Shortly after the start of the pandemic, Per Scholas pivoted to remote training, ensuring continuity for our learners during one of the most significant events in modern history. Former alum Kevin Rappe, now Systems Engineer at Cetrom Information Technology, Inc., says:

“[Per Scholas helped us get] as hands-on as possible over remote learning. They did a really impressive job, and it worked very well.”

5. 2025 – Per Scholas Hits 30 Years, with More Than 30K Trained and Counting

Per Scholas is proud to celebrate 30 years, and we honored this historic milestone by ringing the Nasdaq Closing Bell back in February.

Since 1995, we’ve made a massive effort to diversify tech for everyone, which continues to be our driving force. Former alum Jadah Stone, now an IT Support Specialist at Casper, says:

“Per Scholas provided really amazing resources for people that might not have otherwise been able to have an opportunity like this.”

The Per Scholas Journey: 1995-2025

Here’s a timeline of some of our most important milestones:

• 1995: Per Scholas starts in the South Bronx. Our mission? To bridge the digital divide.
• 2000s: At the dawn of the new millennium, Per Scholas expands into tech training. 
• 2010s: We expand nationally and start partnering with leading tech companies.
• 2020s: We adopt a more responsive, future-focused curriculum that tackles AI, cybersecurity, the cloud, IT workforce development, and other emerging technologies.
• 2025: Our alumni are now working at Microsoft, Google, JPMorgan Chase, TEKsystems, Cognizant, and other leading tech companies.

Per Scholas Alumni Success Stories

Various individuals have shaped the tech landscape — and Per Scholas alumni are part of that story.

Here are some quotes from those who have unlocked their potential through our no-cost technology training and access to careers in tech without a degree:

• “Per Scholas has completely changed my entire life. That little 8-year-old girl who was at one point homeless is now breaking barriers in the tech industry.” – Deja Craft, Computer Systems Engineer
• “It’s amazing to see what Per Scholas does for people. Essentially, bringing them from knowing nothing about tech or hardware or software, and preparing them to be able to enter the industry.” – Steven Reyes, Helpdesk Technician at Katten Muchin Rosenman LLP
• “Now I have options. I have people calling me about jobs. I have ample opportunity for growth. I am eternally grateful for this experience.” – Nico Castro-Arrien, Business Operations Support Analyst

Building the Next 30 Years

Despite changing the tech landscape, Per Scholas is on the path to successfully training individuals for thriving careers. The obstacles we currently face include access to technology, representation in the workplace, and rapid changes in the sector that might leave some communities behind.

Per Scholas is preparing for these challenges by constantly evolving. Our career accelerators, simulation-based training, and AI skilling are helping to build a more inclusive tech workforce.

Partner with us by becoming a donor and being part of our evolution. You can help build a more equitable tech workforce for the next 30 years!

Inside the tech workforce: what workers are seeing

At Per Scholas, we see how quickly AI, cybersecurity, and data infrastructure are reshaping the workplace—and how many companies are still struggling to adapt.

But what is today’s tech workforce really facing? And what will it take to meet the moment?   
                                                                                                                                                   

We asked 2,000 professionals representing a range of roles and levels to find out. The result is our new 2025 Future of Tech Report.  Below are some of the key insights—what’s working, what’s missing, and where the biggest disconnects lie.

An imminent risk no one seems ready for

Cybersecurity topped the list of concerns, with two-thirds of executives naming it the biggest risk to their business. Yet only half of employees say their company is prepared to respond to an attack.

A big gap also appears in AI. While most leaders believe their teams are already using AI, a third of workers say that they don’t use AI technology in their work at all.

These divides are where companies fall behind.

Employees are motivated, but on their own

There’s real potential in today’s workforce, but most companies haven’t built the systems to unlock it.

88% of employees told us they’d upskill if given the chance, and, on average, they’d dedicate more than seven hours a month to it. But many are left to navigate new tools and threats on their own, without structured training or clear paths forward.

How Per Scholas helps close the gap

At Per Scholas, we don’t just teach skills, we build solutions for the workforce challenges companies are facing right now.

From cybersecurity threats to AI adoption to infrastructure growth, we train individuals with the technical and professional skills needed to step into these evolving roles, ready to contribute, grow, and lead.

Here’s how we help:

Train talent for high-demand roles
Our programs reflect real-world needs in cybersecurity, AI operations, and infrastructure.

Upskill your current workforce
We partner with employers to equip existing teams with the tools to stay ahead.

Strengthen your talent pipeline
We design long-term scalable strategies that align with your business goals.

Expand your reach
We connect companies with new, often overlooked, sources of talent across the country.

The tech landscape isn’t slowing down, and neither are we. We’ve worked with companies like Barclays and Comcast to build stronger teams, deeper pipelines, and real resilience.
Because the future isn’t waiting—and neither should your workforce.

Want the full picture?

Our 2025 Future of Tech Report lays out what tech teams are facing and how to move forward with confidence.

Download the full report → Click Here!

In the world of technology, we’re constantly discussing the importance of building better systems. But what about the system that powers it all—you? Without the right mental health support, tech employees can become stressed, burned out, and overwhelmed.

Claire Cuno, LMSW, is the Senior Director of Learner Support at Per Scholas. She understands the importance of prioritizing mental health and personal wellness to achieve goals and supports tech learners from various backgrounds. We’ve drawn on her expertise to understand how mental health is essential for holistic wellness across the tech workforce.

Mental health awareness isn’t a luxury for tech personnel—it’s a foundational skill. Just as you’d spend time learning Python or getting to grips with Git, developing emotional resilience, strengthening focus, and building self-awareness are crucial for long-term success.

The Mental Load of a Tech Career

Technology is, by its nature, fast-paced and constantly changing. Tech workers have high expectations placed on them and are constantly put under pressure to perform. That’s what led to the trope of the “10x engineer,” the mythical co-worker who churns out ten times the volume of code or other output than anyone else. Ideas like this are outdated and create imposter syndrome in other workers who worry that they can never achieve these dizzy heights of productivity.

Is it any wonder, then, that research shows mental health issues are much higher among workers in technology-based fields than in other industries? Claire notes, “At Per Scholas, we see how stress and burnout show up not just in seasoned engineers, but even in learners just entering the field.” That tendency toward burnout is compounded by the risks of isolation associated with remote work, freelancing, and long hours spent on solo projects.

Technology personnel need to be provided with the tools to identify and address mental health concerns, ideally before they even start their vocational career.

Emotional Resilience: Your Debugging Superpower

Debugging code is an everyday occurrence in tech, but what if you could debug yourself? Becoming emotionally resilient means you learn ways to process and bounce back from setbacks, whether that’s a tough one-to-one review, a job rejection, or a failed project. You learn how to acknowledge the disappointment, honor the feeling, and then look onward and upward with even strength rather than spiraling into dejection.

Problematic product launches and frequent layoffs are, unfortunately, part of the world of technology. Things rarely go smoothly, but with the right mental health skills, you can learn to recode your brain and take a more positive or productive perspective.

Claire confirms this: “Resilience is learned and honed and for our learners, especially those overcoming systemic barriers, it’s often the most powerful skill they walk away with.”

Tech personnel who learn grounding techniques or mindfulness, engage with stress management tools, or work with peer support groups are more likely to weather these storms successfully. The Learner Support Team provides these opportunities for learners to explore these techniques for stress management.

Focus: The Hidden Edge

Of course, tech employees have another factor that contributes to potential burnout—the requirement for intense and prolonged focus amid multiple distractions, from Slack pings to stakeholder objections. Task-switching, or moving rapidly from one task to another, reduces accuracy and efficiency, leading to lower-quality work.

Anxiety and depression can both impact concentration and cause workers to prioritize poorly. There’s also the issue of different neurotypes. Some people are wired to hyperfixate on a single task for hours, while others, for example, some people with ADHD, may flit from task to task with minimal loss of productivity. However, sustaining these ways of working can be exhausting.

Treat focus like an app that needs an upgrade. You can’t just add more features without updating the system and resources. That leads to latency and crashing—and your brain is no different. Consider mindfulness exercises to learn how to stay in the moment. Take regular breaks. Resting increases productivity, boosts problem-solving skills, and can prevent burnout.

As Claire notes, “Focus isn’t about willpower. It’s about systems that respect your brain.” You can’t just tell yourself to “focus better.” You can learn that skill gradually, building systems that work for you.” Per Scholas’ Learner Support Team therefore provides workshops on study skills and individualized success planning for learners. With these resources, learners are empowered to build the necessary skills for mental health management. 

Self-Awareness: The Foundation of Growth

Without accepting that things need to change, growth is impossible. Self-awareness allows you to recognize stress triggers, understand your limits, note behavior patterns, and have the confidence to ask for support.

Journaling is one way to note patterns that need to be disrupted. Regular feedback from peers and leaders can also help, as can coaching, not just on technical performance but on day-to-day issues like workplace relationships and career progression.

Knowing where you want to be and how to get there is critical to holistic mental wellbeing. “Technical skill might get you the job. But self-awareness keeps you thriving in it,” says Claire, referencing the importance of getting to know yourself and your needs to get the most out of any tech-based role. And when times are tough, there’s nothing more powerful than asking for help and utilizing the resources at your disposal.  

What Tech Needs to Do Better

Much of what we’ve discussed places the responsibility of mental health awareness on the individual or their direct manager. However, tech companies must start to move away from this approach to mental health and instead foster a culture that supports overall well-being from the top down. Tech organizations can achieve this via:

• Normalizing mental health conversations: Encouraging open discussions on mental health from onboarding stages to leadership development.
• Building a culture of support: Integrate systems and policies that promote mental well-being, such as mental health days and peer-to-peer mentorship programs.
• Training managers in psychological safety: Invest in leaders who can understand and model healthy emotional behaviors. 

“Mental health is not separate from performance—it is foundational to performance,” says Claire. “Tech leaders have a responsibility to create environments where both can flourish.”

Upgrading Mental Health to a Core Skill

The system that keeps all tech companies thriving is their people. Understanding mental health is no longer a soft skill—it’s very much a core skill. Organizations that understand this and invest in the holistic well-being of their teams will edge out competitors while attracting and retaining top talent across their industry.

Taking a final word from Claire, “We’re not just developing technical talent. We’re nurturing whole individuals who will transform the future of technology.”Whether you’re coding your first app or leading a team, invest in your mental health like you would your next certification. 

The tech world and its code are elegant in design; complex algorithms drive the modern innovations we see around us. And while computers can run nonstop with flawless logic, the same can’t be said for the individuals who write the code and operate these systems. Human beings can’t perpetually maintain the required mental stamina. As a tech learner, you’ve probably already discovered this.

Technology training courses are incredibly rewarding, but also notoriously demanding. Your course load challenges you with steep learning curves and an endless flow of new information. Over time, this becomes emotionally taxing. You might find your resilience and confidence waning. 

Mastering mental health awareness is important because many of the same demands (e.g., stress, burnout, and impostor syndrome) will be an element of your tech career. We’ve put together these practical tips to help you debug your mind and thrive as a tech learner:

Stress in Tech Training: Recognizing the Load

Once upon a time, a thought ran through your mind: “Getting paid to work with computers has got to be the best job ever!” In many ways, that’s still true. But if your tech training coursework starts to feel like it’s too much, you may now wonder, “What happened?”

You’re probably:

• Running into the inherent pressure that comes with learning about technology
• Grappling with understanding new concepts that arrive at a fast pace
• Dealing with high expectations, both from instructors and yourself
• Balancing all the other responsibilities in your life, like an existing job, paying bills, and family commitments
• And more 

Remember, this is all normal stress. The key is to recognize when it becomes unhealthy.

Signs of unhealthy stress include persistent fatigue, heightened anxiety, poor sleep patterns, and irritability. If you’re suffering from any of these problems, try these stress-relieving strategies now:

•     Utilize the Pomodoro Technique: work in focused bursts followed by short breaks. For example, you might work hard for 25 minutes and then take a five-minute break. This prevents prolonged mental strain and helps concentration
•     Establish a daily routine: having a sense of stability and predictability of routines can make the world around you seem less chaotic
•     Reward yourself: after completing a challenging module, step outside or listen to your favorite music. You can also buy yourself something small after completing a major project milestone. Whatever you prefer, rewards can boost morale and keep you pushing

Impostor Syndrome: You’re Not a Fraud

Imposter syndrome is a common challenge felt by people in all professions. This is the sense that you aren’t good enough to do the work you do and that you’re fooling everyone around you, despite evidence to the contrary. 

Unfortunately, impostor syndrome can hit tech learners and professionals exceptionally hard. But why is that?

Mainly, it is due to the rapid learning curves associated with tech. When you regularly encounter new concepts, coding languages, and system frameworks, it becomes easy to feel like everyone else is learning quicker than you. And in the tech world, there is constant comparison to your peers. The most talented people can make their IT skills look like magic, and that’s what you’re being compared against.

Comparing each other also feeds into the myth of the “natural-born coder.”, aka the idea that some people are just inherently gifted at tech and others aren’t. Believing so can fuel impostor syndrome. 

However, with the right instructors, everyone has the opportunity to learn equally. Fortunately, there are some proven ways to combat impostor syndrome:

•     Keep a “win journal”: simply a list of all your tech training accomplishments. Seeing your success proves on paper that you’re not a fraud and really possess talent
•     Don’t suffer in silence: share your feelings of inadequacy with peers or mentors. Gaining an outside perspective helps you see the truth more clearly
•     Remember, growth comes from learning: it does not come from perfection. Everyone makes mistakes and struggles, even the so-called “naturals.” The important thing is your willingness to learn and persevere

Burnout: When Passion Turns to Exhaustion

Burnout is more than stress: it’s a state of mental, physical, and emotional exhaustion. When you suffer from burnout, your energy feels depleted, and you can feel detached. It’s a scary condition that results from prolonged stress, and it’s important to spot those feelings of exhaustion or loss of interest so you can address them early.

Try these tips when you feel like stress is turning into burnout:

•     Set boundaries: It’s so easy to get burned out in tech because opportunities for work or learning are all around us (computers, smartphones, tablets, etc.). Know when to log off, step away from your computer, or stop studying for the day, to avoid stress morphing into burnout
•     Diversify your routine: Having a routine is important, but changing things up when you’re stressed can give you a new outlook. Since tech learners spend so much time sitting in front of computers, taking a walk in nature is an excellent escape. Spending time on a favorite hobby can also be a good routine-buster
•     Use mental health resources: Many training courses, like those offered by Per Scholas, provide support services. Don’t hesitate to utilize this help when you need it, or other resources like mental wellness apps

Building a Personal Mental Health Toolkit

Just as a developer needs a toolkit of coding languages, frameworks, and debugging tools, a tech learner needs a mental health toolkit. You can build your toolkit by simply incorporating some daily mental hygiene practices, such as:

1. Taking time each day to practice mindfulness or focused breathing exercises. These tools are proven to reduce anxiety and increase focus
2. Keep a gratitude journal. This is simply a log of things you’re thankful for daily. Focusing on the positive improves outlook and reduces stress
3. Connect with support networks of all types. Whether it’s your peers, a mentor, or long-term friends, stay engaged with those who care about you. They can offer helpful perspectives when stress feels overwhelming
4. Know when to seek help. Even though these strategies can build resilience, sometimes it’s best to talk to a mental health professional. If you’ve tried some of the tips discussed here but still feel overwhelmed, it may be time to contact a licensed therapist or counselor

Debugging is Part of the Process

As a tech learner, you know that identifying bugs is the first step to solving them. This is true even when your mind needs debugging. And just like you might approach debugging code one step at a time, incorporating mental health awareness into your life can happen gradually. 

We challenge you to try one mental wellness strategy this week and share it with your peers. You’ll soon find that your cohorts also deal with stress, anxiety, feelings of inadequacy, and other issues. Debugging is part of the process, both in tech and with mental health. By sharing these tips for tech learners, you don’t have to address mental health alone.

Funding the Future: How Strategic Investment Expands Access to Tech Training

Technology is essential for business operations and growth, but possessing the right tools alone isn’t sufficient. While companies can adopt cloud platforms or AI solutions, finding skilled professionals to manage and innovate with them is the real challenge. As the tech industry evolves, a significant opportunity gap excludes many from life-changing careers.

Access to quality tech training remains limited across the nation. Addressing this issue requires more than just good intentions or temporary programs; it demands long-term investments in training models that emphasize tangible outcomes. At Per Scholas, we believe the future hinges on more than merely teaching technical skills. Our programs focus on economic mobility, assisting learners in launching careers, and helping employers build stronger teams.

Per Scholas CFO Pam Kingpetcharat works closely with business partners and supporters who help fund our mission of providing no-cost tech training. Pam ensures that every dollar invested translates into tangible outcomes for our learners and the communities we have campuses. Per Scholas drives sustainable growth in the talent pipeline while helping to close the tech opportunity gap. This success is largely due to how Pam maximizes the impact of each funding partnership.

The Role of Financial Leadership in Expanding Access

“Every dollar invested is a chance to promote systemic change — if used wisely,” Pam says. Ensuring that partner investments help Per Scholas achieve its goals is no simple task. How Pam and the finance team tackle this challenge exemplifies the critical role of financial leadership in broadening access to tech training.

Pam uses a data-driven approach to decision-making that involves carefully analyzing potential growth areas and assessing the long-term sustainability of new programs. To ensure every investment and expansion initiative is aligned with the Per Scholas mission, Pam and her team focus on delivering measurable impact.

“We prioritize investments that generate financial returns and create lasting social impact,” Pam said. “We are committed to showing that scalable, outcomes-driven training models are a smart investment in the future of our communities.”

Strategic Partnerships That Drive ROI

Building effective corporate partnerships is essential for transforming investments into meaningful impact. As Pam says, “We seek partners who align with our long-term vision for workforce mobility, equity, and innovation.”

Keeping this in mind, the ideal Per Scholas partner meets criteria that extend beyond financial literacy. They share our commitment to broadening Per Scholas’ reach and serving a significant number of learners. We seek organizations dedicated to closing the opportunity gap and developing a resilient tech workforce.

A prime example is Amazon, a Per Scholas partner since 2013. The online retailer and cloud computing giant made more than a financial investment. Amazon has been a partner from the start, when they collaborated on launching one of our foundational programs, AWS re/Start Cloud Fundamentals.

Amazon’s generous support has provided tech training to nearly 700 learners in various fields, including IT Support, Software Engineering, Cybersecurity, and Cloud Support. Evidence of their strategic partnership with Per Scholas, driving ROI, is demonstrated by Amazon hiring over 200 alumni from 16 campuses.

Investments in Innovation and Scaling With Impact

While funding our no-cost tuition programs is essential, we also recognize that scaling our impact is critical for closing the opportunity gap. Investments in infrastructure allow Per Scholas campuses to become state-of-the-art learning environments. Upgrading our technology ensures that learners have access to and can practice using the tools and resources they need to succeed.

When evaluating scaling opportunities, Pam considers long-term sustainability and impact. Investments prioritizing our ability to serve more learners while upholding the quality and effectiveness of our programs take precedence. This might involve opening a new facility in Kansas City or celebrating our first in-person cohort in Los Angeles. It could also entail developing new talent pipelines through our apprenticeship programs.

The numbers show the actual impact of innovation investments. According to our 2024 Annual Report, every $1 invested in Per Scholas results in $8 of economic return to the communities we serve.

A Call to Collaborative Investment

At Per Scholas, we believe the opportunity gap in tech presents an immense challenge that calls for a collaborative response. Mission-aligned funding and shared goals are essential for driving systemic change. We invite current and future partners to join us at this crucial moment. It’s a chance to be both an investor and a co-creator of economic mobility.

Together, we can bridge the gap and build a tech workforce that reflects our resilient learners. Per Scholas would be delighted to hear from you if you want to explore scalable, high-impact opportunities that align with your organization’s goals and values. Contact our partnership team today to help fund a future where everyone has equal access to tech training.

Smart Money Moves: Advice from a CFO for Career Changers

Starting a new career path can be both thrilling and intimidating. You aspire to work in technology, envisioning rewarding jobs, but worry about paying bills during the transition. This fear often prevents people from changing careers. Organizations including Per Scholas offer solutions.

Per Scholas offers technology training to many individuals, including those seeking to change careers. These learners come from diverse backgrounds and possess varied work experiences, yet many share a common aspiration for a new career. Our training, career coaching, and job placement strategies have resulted in over 2,600 Per Scholas alumni launching tech careers in 2023 alone, with total first-year earnings exceeding $127 million.

Per Scholas CFO, Pam Kingpetcharat, is a resource for our career changers. She bases her advice and guidance on practical experience and empathy for each learner. We sat down with Pam to discuss some smart money moves you can make if you’re considering a career change.

Budgeting Through Training

We asked Pam, “What’s one thing you recommend learners prioritize as they pursue training for a career change?” Her answer was clear and firm: they must prioritize a realistic budget.

“During training, your income might be temporarily reduced, so tracking your spending becomes more important than ever,” Pam said.

When considering personal budgeting, the first thought might be to reduce expenses. Although you may need to reduce certain costs, effectively planning and monitoring your spending is often enough. A simple, practical budget doesn’t need to be overly limiting or difficult to handle.

For example, learners might adopt a “50/30/20” style budget. In this method, 50% of income is set aside for needs like rent, groceries, and utilities; 30% goes toward wants like entertainment and dining out; and 20% is set aside for savings and repaying debts. Digital budgeting tools, available online or as smartphone apps, can help you manage the 50/30/20 system or other budgeting methods.

Planning for Job Gaps

Gaps in employment are common for career changers, especially between completing training and starting their first job in a new field. We asked Pam, “What should learners consider when preparing for potential income gaps?” She acknowledges this can be a tricky time, but it’s essential to be prepared and try new things to keep money coming in.

“This highlights the importance of saving money,” Pam said. “Even small, regular savings can accumulate into a substantial buffer you can use when needed.”

The gig economy provides opportunities to keep your finances solvent until you land a job in your chosen field. Those with tech industry training, in particular, can likely find short-term work on specific projects.

“Freelance or gig work can provide financial support when you need it. Project-based work is also a great way to get experience and make connections, utilizing your new skills,” Pam said.

Saving for the Future

Landing a tech industry job based on your training can launch a new chapter in your career. It can also represent new financial beginnings. We asked Pam, “What’s the best beginner step for long-term financial wellness?” She shared a few pointers with us.

“Saving is so important, no matter where you are in your financial journey,” Pam said. “The power of compound interest is like magic. Even if you start by putting $50 a month into a retirement account, that amount compounded over decades can become a significant sum.”

You can make saving easy by automatically transferring your paycheck to a savings or investment account. And take advantage of employer-matched retirement plans, such as a 401(k). “The employer contribution is essentially free money,” Pam said.

BONUS: Do’s and Don’ts From Our CFO

Saving is always a smart money move, but there are things you should and should not do, regardless of where you are in your career journey. It’s all part of financial literacy. Pam shared a few evergreen do’s and don’ts with us:

Do:

• Create a basic budget by tracking your income and expenses.
• Track all spending using an app, spreadsheet, or notebook.
• Ask an expert when you don’t understand a particular financial matter.

Don’t:

• Overspend during job transitions.
• Take on unnecessary debt.
• Ignore your credit score, as a good credit score means better rates on loans and other financial products.

Financial Literacy is Part of Your Tech Career Journey

A career change is a bold step but also an investment in yourself. Pursuing training to break into the tech sector is thrilling but requires careful planning. Too many people let their dreams of a tech career go by the wayside because they don’t see how they can manage it financially. But, as Pam’s advice shows, if you make financial literacy a part of your tech career journey, you can turn your dreams into reality.

Per Scholas is committed to supporting learners along their new career paths with no-cost tuition, state-of-the-art training programs, career coaching, and placement services. You don’t have to handle the financial details of a career change alone. To learn more about our holistic tech training services, contact Per Scholas today.